/* ==========================================================================
   HanseTrust v2 – Exporo-inspired Modern Fintech Design
   Clean, airy, card-based layout with navy accents
   ========================================================================== */

/* Base */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { font-size: 16px; -webkit-font-smoothing: antialiased; scroll-behavior: smooth; }
body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    font-weight: 400; line-height: 1.6; color: #1e293b;
    background-color: #f0f2f5;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* Design Tokens */
:root {
    --navy-900: #131c27;
    --navy-800: #1e2d3e;
    --navy-700: #28394d;
    --navy-600: #354b61;
    --navy-50: #eef1f5;

    --navy-cta: #1b3058;
    --navy-cta-hover: #14274a;

    --accent: #2563eb;
    --accent-light: #eff6ff;

    --gray-50: #f0f2f5;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;

    --white: #ffffff;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-full: 9999px;

    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
}

/* Layout */
.container {
    width: 100%; max-width: 1200px; margin: 0 auto;
    padding: 0 1.5rem;
}
@media (min-width: 768px) { .container { padding: 0 2rem; } }
@media (min-width: 1024px) { .container { padding: 0 3rem; } }

.section { padding: 5rem 0; }
.section-alt { background: var(--white); }
.section-header {
    max-width: 720px; margin: 0 auto 3rem; text-align: center;
}
.section-header h2 {
    font-size: 1.875rem; font-weight: 600; color: var(--navy-800);
    line-height: 1.25; letter-spacing: -0.02em; margin-bottom: 0.75rem;
}
.section-header p {
    font-size: 1.125rem; color: var(--gray-500); line-height: 1.6;
}
.section-header .badge {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: var(--accent-light); color: var(--accent);
    font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em;
    padding: 0.375rem 0.875rem; border-radius: var(--radius-full); margin-bottom: 1rem;
}

/* Video Hero */
.hero-video {
    position: relative; height: 80vh; min-height: 520px; max-height: 900px;
    overflow: hidden; display: flex; align-items: center;
}
.hero-video__bg {
    position: absolute; inset: 0; width: 100%; height: 100%;
}
.hero-video__bg video {
    width: 100%; height: 100%; object-fit: cover; display: block;
}
.hero-video__overlay {
    position: absolute; inset: 0;
    background: linear-gradient(
        105deg,
        rgba(13, 22, 35, 0.82) 0%,
        rgba(19, 28, 39, 0.65) 50%,
        rgba(19, 28, 39, 0.15) 100%
    );
}
.hero-video__content {
    position: relative; z-index: 2;
    width: 100%; max-width: 1200px; margin: 0 auto;
    padding: 0 1.5rem;
    display: flex; align-items: center;
}
@media (min-width: 768px) { .hero-video__content { padding: 0 2rem; } }
@media (min-width: 1024px) { .hero-video__content { padding: 0 3rem; } }
.hero-video__text {
    max-width: 560px; color: var(--white);
}
.hero-video__eyebrow {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.9); font-size: 0.75rem; font-weight: 600;
    text-transform: uppercase; letter-spacing: 0.06em;
    padding: 0.375rem 0.875rem; border-radius: var(--radius-full);
    margin-bottom: 1.25rem;
}
.hero-video__title {
    font-size: 2.625rem; font-weight: 700; line-height: 1.12;
    letter-spacing: -0.03em; margin-bottom: 1rem; color: var(--white);
}
@media (min-width: 768px) { .hero-video__title { font-size: 3.25rem; } }
.hero-video__sub {
    font-size: 1.0625rem; color: rgba(255,255,255,0.72); line-height: 1.6;
    margin-bottom: 2rem; font-weight: 400;
}
.hero-video__ctas {
    display: flex; gap: 0.875rem; flex-wrap: wrap; align-items: center;
}
.hero-video__cta-primary {
    background: var(--navy-cta); color: var(--white);
    padding: 0.875rem 1.75rem; border-radius: var(--radius-full);
    font-weight: 600; font-size: 0.9375rem;
    display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s; box-shadow: 0 4px 20px rgba(0,0,0,0.35);
}
.hero-video__cta-primary:hover { background: var(--navy-cta-hover); transform: translateY(-2px); }
.hero-video__cta-secondary {
    background: rgba(255,255,255,0.1); color: var(--white);
    padding: 0.875rem 1.75rem; border-radius: var(--radius-full);
    font-weight: 500; font-size: 0.9375rem; border: 1px solid rgba(255,255,255,0.28);
    display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s;
}
.hero-video__cta-secondary:hover { background: rgba(255,255,255,0.2); }
.hero-video__trust {
    display: flex; gap: 1.75rem; flex-wrap: wrap; margin-top: 2.25rem;
}
.hero-video__trust li {
    display: flex; align-items: center; gap: 0.4rem;
    font-size: 0.8125rem; color: rgba(255,255,255,0.6); font-weight: 500;
}
.hero-video__trust li i { color: rgba(255,255,255,0.85); }
@media (max-width: 600px) {
    .hero-video { height: 88vh; min-height: 480px; }
    .hero-video__title { font-size: 2rem; }
    .hero-video__ctas { flex-direction: column; align-items: flex-start; }
}

/* Header */
.site-header {
    background: var(--white); border-bottom: 1px solid var(--gray-200);
    position: sticky; top: 0; z-index: 1000;
}
.main-nav {
    display: flex; justify-content: space-between; align-items: center;
    padding: 1rem 0;
}
.logo {
    display: flex; align-items: center;
}
.logo img {
    display: block;
}
.nav-links {
    display: flex; align-items: center; gap: 2rem;
}
.nav-links a {
    font-size: 0.875rem; font-weight: 500; color: var(--gray-600);
    transition: color 0.2s;
}
.nav-links a:hover { color: var(--navy-800); }
.nav-links a.active { color: var(--navy-800); font-weight: 600; position: relative; }
.nav-links a.active::after {
    content: ''; position: absolute; bottom: -6px; left: 0; right: 0; height: 2px;
    background: var(--accent); border-radius: var(--radius-full);
}
.nav-links .header-cta {
    background: var(--navy-cta); color: var(--white); padding: 0.5rem 1.25rem;
    border-radius: var(--radius-full); font-weight: 600; font-size: 0.875rem;
    transition: all 0.2s;
}
.nav-links .header-cta:hover { background: var(--navy-cta-hover); transform: translateY(-1px); }
.nav-links a.header-cta.active { color: var(--white); }
.nav-links a.header-cta.active::after { display: none; }
.mobile-toggle { display: none; background: none; border: none; cursor: pointer; color: var(--navy-800); }

/* Hero */
.hero {
    background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-800) 60%, var(--navy-700) 100%);
    color: var(--white); padding: 6rem 0 5rem; position: relative; overflow: hidden;
}
.hero::before {
    content: ''; position: absolute; top: 0; right: 0; width: 60%; height: 100%;
    background: radial-gradient(ellipse at top right, rgba(37,99,235,0.08) 0%, transparent 60%);
    pointer-events: none;
}
.hero .container { position: relative; z-index: 1; max-width: 800px; text-align: center; }
.hero h1 {
    font-size: 2.5rem; font-weight: 700; line-height: 1.15; margin-bottom: 1.25rem;
    letter-spacing: -0.03em;
}
.hero .subline {
    font-size: 1.25rem; color: rgba(255,255,255,0.7); margin-bottom: 1.5rem; font-weight: 400;
}
.hero .lead {
    font-size: 1.0625rem; color: rgba(255,255,255,0.65); line-height: 1.7; margin-bottom: 2.5rem;
}
.hero-ctas { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
.hero .cta-primary {
    background: var(--white); color: var(--navy-800); padding: 0.875rem 2rem;
    border-radius: var(--radius-full); font-weight: 600; font-size: 0.9375rem;
    display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s; box-shadow: var(--shadow-lg);
}
.hero .cta-primary:hover { transform: translateY(-2px); box-shadow: var(--shadow-xl); }
.hero .cta-secondary {
    background: rgba(255,255,255,0.1); color: var(--white); padding: 0.875rem 2rem;
    border-radius: var(--radius-full); font-weight: 500; font-size: 0.9375rem;
    border: 1px solid rgba(255,255,255,0.25); display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s;
}
.hero .cta-secondary:hover { background: rgba(255,255,255,0.2); }
.hero-trust {
    display: flex; gap: 2.5rem; justify-content: center; margin-top: 3rem; flex-wrap: wrap;
}
.hero-trust li {
    display: flex; align-items: center; gap: 0.5rem;
    font-size: 0.875rem; color: rgba(255,255,255,0.6); font-weight: 500;
}
.hero-trust li i { color: rgba(255,255,255,0.9); width: 18px; height: 18px; }

/* Cards */
.card-grid {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 1.5rem;
}
.card {
    background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg);
    overflow: hidden; transition: all 0.3s ease; display: flex; flex-direction: column;
}
.card:hover {
    border-color: var(--gray-300); box-shadow: var(--shadow-xl);
    transform: translateY(-4px);
}
.card-image {
    height: 180px; background: linear-gradient(135deg, var(--gray-200) 0%, var(--gray-300) 100%);
    display: flex; align-items: center; justify-content: center; position: relative;
    overflow: hidden;
}
.card-image img {
    width: 100%; height: 100%; object-fit: cover; display: block;
}
.card-image-badge {
    position: absolute; top: 1rem; right: 1rem;
    background: var(--navy-800); color: var(--white); padding: 0.375rem 0.875rem;
    border-radius: var(--radius-full); font-size: 0.75rem; font-weight: 600;
    display: flex; align-items: center; gap: 0.375rem;
}
.card-image-icon { color: var(--gray-400); width: 48px; height: 48px; }
.card-body { padding: 1.25rem; flex: 1; }
.card-header { margin-bottom: 1.25rem; }
.card-header h3 {
    font-size: 1.25rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.25rem; letter-spacing: -0.01em;
}
.card-header .card-subtitle { font-size: 0.875rem; color: var(--gray-500); }
.card-specs { display: flex; flex-direction: column; gap: 0.75rem; }
.card-spec {
    display: flex; justify-content: space-between; align-items: flex-start;
    padding: 0.625rem 0; border-bottom: 1px solid var(--gray-100);
    gap: 0.75rem;
}
.card-spec:last-child { border-bottom: none; }
.card-spec-label { font-size: 0.8125rem; color: var(--gray-500); flex-shrink: 0; min-width: 140px; }
.card-spec-value { font-size: 0.875rem; font-weight: 600; color: var(--navy-800); text-align: right; word-wrap: break-word; }
.card-footer { padding: 0 1.5rem 1.5rem; }
.card-cta {
    display: flex; align-items: center; justify-content: center; gap: 0.5rem;
    width: 100%; background: var(--navy-cta); color: var(--white); padding: 0.875rem;
    border-radius: var(--radius-md); font-weight: 600; font-size: 0.9375rem;
    transition: all 0.2s; border: none; cursor: pointer;
}
.card-cta:hover { background: var(--navy-cta-hover); transform: translateY(-1px); }
.card-cta.outline {
    background: transparent; color: var(--navy-cta); border: 1.5px solid var(--navy-cta);
}
.card-cta.outline:hover { background: var(--navy-cta); color: var(--white); }

/* Progress bar */
.progress-wrap { margin-top: 1rem; }
.progress-labels { display: flex; justify-content: space-between; font-size: 0.8125rem; color: var(--gray-500); margin-bottom: 0.5rem; }
.progress-labels .highlight { color: var(--navy-800); font-weight: 600; }
.progress-track { height: 6px; background: var(--gray-100); border-radius: var(--radius-full); overflow: hidden; }
.progress-fill { height: 100%; background: var(--navy-800); border-radius: var(--radius-full); }

/* Feature grid */
.feature-grid {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.5rem;
}
.feature-card {
    background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg);
    padding: 2rem; transition: all 0.3s ease;
}
.feature-card:hover { box-shadow: var(--shadow-lg); border-color: var(--gray-300); }
.feature-icon {
    width: 48px; height: 48px; background: var(--accent-light); border-radius: var(--radius-md);
    display: flex; align-items: center; justify-content: center; color: var(--accent); margin-bottom: 1.25rem;
}
.feature-card h3 { font-size: 1.125rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.5rem; }
.feature-card p { font-size: 0.9375rem; color: var(--gray-500); line-height: 1.6; }

/* Info boxes */
.info-box {
    background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg);
    padding: 1.75rem; margin-bottom: 1rem;
}
.info-box h4 { font-size: 1rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.5rem; display: flex; align-items: center; gap: 0.5rem; }
.info-box p { font-size: 0.9375rem; color: var(--gray-500); line-height: 1.6; }
.definition-box {
    background: var(--accent-light); border-left: 4px solid var(--accent);
    padding: 1.5rem; border-radius: 0 var(--radius-md) var(--radius-md) 0; margin: 1.5rem 0;
}
.definition-box h3 { font-size: 1.125rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.5rem; }
.definition-box p { font-size: 0.9375rem; color: var(--gray-600); line-height: 1.6; }
.dark-box {
    background: var(--navy-800); color: var(--white); border-radius: var(--radius-lg);
    padding: 2rem; margin: 1.5rem 0;
}
.dark-box h4 { color: var(--white); font-size: 1rem; font-weight: 600; margin-bottom: 0.5rem; }
.dark-box p { color: rgba(255,255,255,0.7); font-size: 0.9375rem; line-height: 1.6; }

/* Lists */
.content-list li {
    padding: 0.5rem 0; padding-left: 1.75rem; position: relative;
    font-size: 0.9375rem; color: var(--gray-600);
}
.content-list li::before {
    content: ''; position: absolute; left: 0.5rem; top: 1.15em;
    width: 6px; height: 6px; background: var(--accent); border-radius: 50%;
}
.check-list li {
    padding: 0.5rem 0; padding-left: 1.75rem; position: relative;
    font-size: 0.9375rem; color: var(--gray-600);
}
.check-list li::before {
    content: ''; position: absolute; left: 0; top: 0.65em;
    width: 16px; height: 16px; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%232563eb' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") no-repeat center;
}

/* Process timeline */
.process-timeline { max-width: 900px; margin: 0 auto; }
.process-steps {
    display: flex; justify-content: space-between; position: relative; gap: 1rem;
}
.process-steps::before {
    content: ''; position: absolute; top: 24px; left: 24px; right: 24px; height: 2px;
    background: var(--gray-200); z-index: 0;
}
.process-step { text-align: center; flex: 1; max-width: 180px; position: relative; z-index: 1; }
.process-step .step-number {
    display: inline-flex; align-items: center; justify-content: center;
    width: 48px; height: 48px; background: var(--white); border: 2px solid var(--gray-300);
    color: var(--gray-500); border-radius: 50%; font-size: 1.125rem; font-weight: 700;
    margin-bottom: 1rem;
}
.process-step.active .step-number { background: var(--navy-800); border-color: var(--navy-800); color: var(--white); }
.process-step h4 { font-size: 0.9375rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.375rem; }
.process-step p { font-size: 0.8125rem; color: var(--gray-500); line-height: 1.5; }

/* CTA sections */
.cta-section {
    background: var(--navy-800); color: var(--white); padding: 5rem 0; text-align: center;
}
.cta-section h2 { font-size: 1.75rem; font-weight: 600; margin-bottom: 0.75rem; }
.cta-section p { font-size: 1.0625rem; color: rgba(255,255,255,0.7); max-width: 600px; margin: 0 auto 1.75rem; line-height: 1.6; }
.cta-section .cta-primary {
    background: var(--white); color: var(--navy-800); padding: 0.875rem 2rem;
    border-radius: var(--radius-full); font-weight: 600; display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s;
}
.cta-section .cta-primary:hover { transform: translateY(-2px); box-shadow: var(--shadow-xl); }

/* Ansprechpartner section */
.ansprechpartner-section {
    background: var(--navy-800); color: var(--white); padding: 5rem 0;
    background-image: radial-gradient(ellipse at top right, rgba(37,99,235,0.12) 0%, transparent 55%);
}
.ansprechpartner-grid {
    display: grid; grid-template-columns: 5fr 7fr; gap: 3.5rem; align-items: center;
    max-width: 1100px; margin: 0 auto;
}
.ansprechpartner-photo {
    border-radius: var(--radius-lg); overflow: hidden; aspect-ratio: 4/5;
    box-shadow: 0 20px 50px rgba(0,0,0,0.35);
}
.ansprechpartner-photo img { width: 100%; height: 100%; object-fit: cover; display: block; object-position: center right;}
.ansprechpartner-content .badge-light {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: rgba(255,255,255,0.1); color: rgba(255,255,255,0.9);
    font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em;
    padding: 0.375rem 0.875rem; border-radius: var(--radius-full); margin-bottom: 1.25rem;
}
.ansprechpartner-content h2 { font-size: 2rem; font-weight: 600; line-height: 1.2; margin-bottom: 0.75rem; color: var(--white); }
.ansprechpartner-role { font-size: 0.9375rem; color: rgba(255,255,255,0.65); margin-bottom: 1.25rem; }
.ansprechpartner-role strong { color: var(--white); font-weight: 600; }
.ansprechpartner-content > p { font-size: 1.0625rem; line-height: 1.65; color: rgba(255,255,255,0.8); margin-bottom: 1.75rem; }
.ansprechpartner-meta { display: flex; flex-wrap: wrap; gap: 1.5rem; margin-bottom: 2rem; padding: 1.25rem 0; border-top: 1px solid rgba(255,255,255,0.12); border-bottom: 1px solid rgba(255,255,255,0.12); }
.ansprechpartner-meta-item { display: inline-flex; align-items: center; gap: 0.625rem; color: rgba(255,255,255,0.85); font-size: 0.9375rem; font-weight: 500; transition: color 0.2s; }
.ansprechpartner-meta-item:hover { color: var(--white); }
.ansprechpartner-meta-item i { color: var(--accent); }
.ansprechpartner-ctas .cta-primary {
    background: var(--white); color: var(--navy-800); padding: 0.875rem 2rem;
    border-radius: var(--radius-full); font-weight: 600; display: inline-flex; align-items: center; gap: 0.5rem;
    transition: all 0.2s;
}
.ansprechpartner-ctas .cta-primary:hover { transform: translateY(-2px); box-shadow: var(--shadow-xl); }
@media (max-width: 768px) {
    .ansprechpartner-grid { grid-template-columns: 1fr; gap: 2rem; }
    .ansprechpartner-photo { max-width: 320px; margin: 0 auto; aspect-ratio: 1/1; }
    .ansprechpartner-content h2 { font-size: 1.625rem; }
}

/* FAQ */
.faq-list { max-width: 800px; margin: 0 auto; }
.faq-item {
    background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-md);
    margin-bottom: 0.75rem; overflow: hidden;
}
.faq-header {
    width: 100%; padding: 1.25rem 1.5rem; background: none; border: none; text-align: left;
    display: flex; align-items: center; justify-content: space-between; gap: 1rem;
    font-size: 1rem; font-weight: 600; color: var(--navy-800);
}
.faq-header i { color: var(--gray-400); transition: transform 0.3s; flex-shrink: 0; }
.faq-item.active .faq-header i { transform: rotate(180deg); }
.faq-content {
    max-height: 0; overflow: hidden; transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-item.active .faq-content { max-height: 600px; padding: 0 1.5rem 1.25rem; }
.faq-content p { font-size: 0.9375rem; color: var(--gray-500); line-height: 1.6; margin-bottom: 0.75rem; }
.faq-content .content-list { margin-top: 0.5rem; }

/* Footer */
.site-footer { background: var(--navy-900); color: var(--white); padding: 4rem 0 2rem; }
.footer-grid {
    display: grid; grid-template-columns: 2fr repeat(3, 1fr); gap: 3rem; margin-bottom: 3rem;
}
.footer-brand h3 { font-size: 1.25rem; font-weight: 700; margin-bottom: 0.75rem; display: flex; align-items: center; gap: 0.5rem; }
.footer-brand p { font-size: 0.875rem; color: rgba(255,255,255,0.6); line-height: 1.6; max-width: 280px; }
.footer-social { margin-top: 1rem; }
.footer-social a { display: inline-flex; align-items: center; justify-content: center; width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.7); transition: background 0.2s, color 0.2s; }
.footer-social a:hover { background: rgba(255,255,255,0.15); color: #fff; }
.footer-social svg { width: 18px; height: 18px; fill: currentColor; display: block; }
.footer-col h4 { font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; color: rgba(255,255,255,0.5); margin-bottom: 1rem; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a { font-size: 0.875rem; color: rgba(255,255,255,0.7); transition: color 0.2s; }
.footer-col a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 2rem; }
.compliance-module { font-size: 0.8125rem; line-height: 1.6; color: var(--gray-500); margin-top: 1.5rem; margin-bottom: 0.75rem; }
.compliance-module strong { color: var(--navy-800); }
.footer-bottom .compliance-module { font-size: 0.6875rem; color: rgba(255,255,255,0.45); margin-top: 0; }
.footer-bottom .compliance-module strong { color: rgba(255,255,255,0.65); }

/* Process page sidebar */
.process-layout { display: grid; grid-template-columns: 260px 1fr; gap: 3rem; max-width: 1100px; margin: 0 auto; }
.process-sidebar { position: sticky; top: 90px; height: fit-content; }
.process-sidebar-title { font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; color: var(--gray-400); margin-bottom: 1rem; padding-bottom: 0.75rem; border-bottom: 1px solid var(--gray-200); }
.process-nav { display: flex; flex-direction: column; gap: 0.25rem; }
.process-nav button {
    display: flex; align-items: center; gap: 0.75rem; padding: 0.625rem 0.875rem;
    border-radius: var(--radius-md); font-size: 0.9375rem; color: var(--gray-500);
    background: none; border: none; cursor: pointer; text-align: left; transition: all 0.2s;
}
.process-nav button:hover { background: var(--gray-100); color: var(--navy-800); }
.process-nav button.active { background: var(--navy-800); color: var(--white); }
.process-nav button.active .step-badge { background: var(--accent); color: var(--white); }
.step-badge { width: 28px; height: 28px; border-radius: 50%; background: var(--gray-100); color: var(--gray-500); display: flex; align-items: center; justify-content: center; font-size: 0.8125rem; font-weight: 600; flex-shrink: 0; }
.process-step-card { display: none; animation: fadeIn 0.4s ease; }
.process-step-card.active { display: block; }

@keyframes fadeIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: translateY(0); } }

/* Scroll-triggered reveal */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 1s ease, transform 1s ease;
}
.reveal.active {
    opacity: 1;
    transform: translateY(0);
}

/* Contact page */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; max-width: 1000px; margin: 0 auto; }
.contact-info h3 { font-size: 1.25rem; font-weight: 600; color: var(--navy-800); margin-bottom: 1rem; }
.contact-info p { font-size: 0.9375rem; color: var(--gray-500); line-height: 1.6; margin-bottom: 1.5rem; }
.contact-detail { display: flex; align-items: flex-start; gap: 0.875rem; margin-bottom: 1rem; }
.contact-detail i { color: var(--accent); margin-top: 0.125rem; flex-shrink: 0; }
.contact-detail span { font-size: 0.9375rem; color: var(--gray-700); }
.contact-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 2rem; }
.contact-card h3 { font-size: 1.125rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.75rem; }

/* Expert (Marco Busacker) card */
.expert-card { background: var(--navy-800); color: var(--white); border-radius: var(--radius-lg); overflow: hidden; box-shadow: 0 8px 24px rgba(15,23,42,0.12); }
.expert-photo { width: 100%; aspect-ratio: 4/3; overflow: hidden; background: var(--navy-900); }
.expert-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center right; display: block; }
.expert-body { padding: 1.75rem; }
.expert-body h3 { font-size: 1.25rem; font-weight: 600; color: var(--white); margin: 0 0 1rem; }
.expert-card .expert-name { font-size: 1.0625rem; color: var(--white); margin: 0 0 0.25rem; }
.expert-card .expert-name strong { font-weight: 700; color: var(--white); }
.expert-card .expert-sep { color: rgba(255,255,255,0.55); margin: 0 0.375rem; }
.expert-card .expert-role { font-size: 0.9375rem; color: rgba(255,255,255,0.92); margin: 0 0 1.25rem; }
.expert-contact { border-top: 1px solid rgba(255,255,255,0.15); padding-top: 1rem; display: grid; gap: 0.5rem; }
.expert-row { display: flex; gap: 0.75rem; font-size: 0.9375rem; }
.expert-label { font-weight: 700; color: var(--white); min-width: 3rem; }
.expert-row a { color: rgba(255,255,255,0.85); transition: color 0.2s; }
.expert-row a:hover { color: var(--white); }

/* Contact page layout */
.contact-layout { display: grid; grid-template-columns: minmax(280px, 360px) 1fr; gap: 3rem; max-width: 1200px; margin: 0 auto; align-items: start; }
.contact-sidebar { display: flex; flex-direction: column; gap: 1.5rem; position: sticky; top: 8.5rem; }
.contact-card-flat { padding: 1.5rem; }
.contact-main { display: flex; flex-direction: column; gap: 2rem; }
.contact-intro .badge { display: inline-flex; align-items: center; gap: 0.5rem; background: var(--accent-light); color: var(--accent); font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; padding: 0.375rem 0.875rem; border-radius: var(--radius-full); margin-bottom: 1rem; }
.contact-intro h2 { font-size: 1.875rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.5rem; }
.contact-intro p { font-size: 1rem; color: var(--gray-500); line-height: 1.6; max-width: 640px; }
.contact-info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
.info-block { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 1.75rem; }
.info-block h3 { font-size: 1.0625rem; font-weight: 600; color: var(--navy-800); margin-bottom: 0.625rem; }
.info-block p { font-size: 0.9375rem; color: var(--gray-500); line-height: 1.6; margin-bottom: 0.875rem; }
.info-block .content-list li { font-size: 0.9375rem; }
@media (max-width: 1024px) {
    .contact-layout { grid-template-columns: 1fr; }
    .contact-sidebar { position: static; }
    .contact-info-grid { grid-template-columns: 1fr; }
}

/* Contact form */
.contact-form-section { max-width: 760px; margin: 0 auto; }
.contact-main .contact-form-section { max-width: none; margin: 0; }
.contact-form { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 2rem; }
.contact-form .form-row-full { grid-column: 1 / -1; }
.form-field { display: flex; flex-direction: column; gap: 0.375rem; }
.form-field label { font-size: 0.8125rem; font-weight: 600; color: var(--navy-800); }
.form-field label .optional { font-weight: 400; color: var(--gray-400); }
.form-field input,
.form-field select,
.form-field textarea {
    font-family: inherit; font-size: 0.9375rem; color: var(--navy-800);
    background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-md);
    padding: 0.625rem 0.875rem; transition: border-color 0.15s, box-shadow 0.15s;
    width: 100%;
}
.form-field textarea { resize: vertical; min-height: 120px; line-height: 1.5; }
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    outline: none; border-color: var(--accent);
    box-shadow: 0 0 0 3px var(--accent-light);
}
.form-field .hint { font-size: 0.75rem; color: var(--gray-400); }
.form-checkbox { display: flex; align-items: flex-start; gap: 0.625rem; grid-column: 1 / -1; font-size: 0.8125rem; color: var(--gray-500); line-height: 1.5; }
.form-checkbox input { margin-top: 0.2rem; flex-shrink: 0; }
.form-submit { grid-column: 1 / -1; display: flex; justify-content: flex-start; }
.form-submit button {
    background: var(--navy-cta); color: var(--white); border: none; cursor: pointer;
    padding: 0.875rem 1.75rem; border-radius: var(--radius-full); font-weight: 600; font-size: 0.9375rem;
    display: inline-flex; align-items: center; gap: 0.5rem; transition: all 0.2s;
}
.form-submit button:hover { background: var(--navy-cta-hover); transform: translateY(-1px); box-shadow: var(--shadow-lg); }
@media (max-width: 640px) {
    .contact-form { grid-template-columns: 1fr; padding: 1.5rem; }
}

/* Responsive */
@media (max-width: 1024px) {
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .process-layout { grid-template-columns: 1fr; }
    .process-sidebar { position: static; }
    .process-nav { flex-direction: row; flex-wrap: wrap; }
    .contact-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
    .nav-links { display: none; }
    .mobile-toggle { display: block; }
    .hero h1 { font-size: 1.875rem; }
    .hero-trust { flex-direction: column; gap: 0.75rem; align-items: center; }
    .section { padding: 3rem 0; }
    .section-header h2 { font-size: 1.5rem; }
    .process-steps { flex-direction: column; align-items: center; gap: 2rem; }
    .process-steps::before { display: none; }
    .process-step { max-width: 100%; text-align: left; display: flex; gap: 1rem; align-items: flex-start; }
    .process-step .step-number { flex-shrink: 0; margin-bottom: 0; }
    .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
    .card-grid { grid-template-columns: 1fr; }
    .feature-grid { grid-template-columns: 1fr; }
}